:root{--red:#cf2030;--red-d:#a8182a;--ink:#1d2330;--mut:#555b66;--line:#e6e8ec;--bg:#fff;--soft:#f6f7f9;--r:12px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
img{max-width:100%;height:auto}
a{color:var(--red-d)}
a:hover{color:var(--red)}
.wrap{width:min(1120px,100% - 40px);margin-inline:auto}
.skip{position:absolute;left:-999px;top:0;background:#000;color:#fff;padding:10px 14px;z-index:100}
.skip:focus{left:10px;top:10px}
:focus-visible{outline:3px solid #1a73e8;outline-offset:2px}
/* header */
.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:50}
.bar{display:flex;align-items:center;gap:18px;min-height:68px}
.brand{font-weight:800;font-size:1.35rem;color:var(--ink);text-decoration:none;display:flex;align-items:center;gap:8px;letter-spacing:-.01em}
.mark{background:var(--red);color:#fff;padding:2px 9px;border-radius:7px;font-weight:800}
.main-nav{margin-left:auto}
.main-nav ul{display:flex;gap:4px;list-style:none;margin:0;padding:0}
.main-nav a{display:block;padding:8px 11px;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}
.main-nav a:hover,.main-nav a[aria-current]{background:var(--soft);color:var(--red-d)}
.nav-toggle,.burger{display:none}
/* buttons */
.btn{display:inline-block;background:var(--red);color:#fff;text-decoration:none;padding:12px 22px;border-radius:999px;font-weight:700;border:2px solid var(--red);margin:4px 6px 4px 0}
.btn:hover{background:var(--red-d);border-color:var(--red-d);color:#fff}
.btn.small{padding:8px 16px;font-size:.92rem;margin:0}
.btn.ghost{background:transparent;color:var(--red-d)}
.btn.ghost:hover{background:var(--red);color:#fff}
.btn.ghost.light{color:#fff;border-color:#fff}
.btn.ghost.light:hover{background:#fff;color:var(--red-d)}
/* breadcrumbs */
.crumbs{background:var(--soft);border-bottom:1px solid var(--line);font-size:.9rem}
.crumbs ol{display:flex;flex-wrap:wrap;list-style:none;margin:0;padding:10px 0}
.crumbs li+li::before{content:"›";margin:0 10px;color:var(--mut)}
.crumbs a{text-decoration:none}
.crumbs a:hover{text-decoration:underline}
/* hero */
.hero{background:linear-gradient(135deg,#fff 0,var(--soft) 100%);padding:56px 0 44px;border-bottom:1px solid var(--line)}
.hero h1{font-size:clamp(1.9rem,4.2vw,3rem);line-height:1.15;margin:0 0 12px;letter-spacing:-.02em;max-width:22ch}
.hero .lead{font-size:1.2rem;color:var(--mut);max-width:60ch;margin:0 0 14px}
.hero.home{background:linear-gradient(135deg,var(--red-d),var(--red));color:#fff;padding:84px 0 72px}
.hero.home h1{max-width:20ch}
.hero.home .lead{color:#ffeef0}
.hero.home .btn{background:#fff;color:var(--red-d);border-color:#fff}
.hero.home .btn:hover{background:#ffeef0}
.hero.home .btn.ghost.light{background:transparent;color:#fff}
/* sections */
main section.wrap{padding:44px 0}
.band{background:var(--soft);padding:48px 0}
.band.alt{background:#fff;border-block:1px solid var(--line)}
.band.cta{background:var(--ink);color:#fff}
.band.cta p{color:#d6dae1}
.center{text-align:center}
h2{font-size:1.65rem;line-height:1.25;margin:1.4em 0 .5em;letter-spacing:-.01em}
main section>h2:first-child,.band .wrap>h2:first-child{margin-top:0}
h3{font-size:1.15rem;margin:.2em 0 .3em}
.prose{max-width:820px}
.prose li{margin:.35em 0}
.note{font-size:.85rem;color:var(--mut)}
/* grid & cards */
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin:20px 0}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;text-decoration:none;color:var(--ink);transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-3px);box-shadow:0 10px 26px rgba(20,30,50,.1);color:var(--ink)}
.card h3{color:var(--red-d)}
.card p{margin:.2em 0 .8em;color:var(--mut);font-size:.97rem}
.more{font-weight:700;color:var(--red-d);font-size:.92rem}
/* stats */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:16px;list-style:none;padding:0;margin:26px 0 10px}
.stats li{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;text-align:center}
.stats strong{display:block;font-size:2rem;color:var(--red);line-height:1.1}
.stats span{color:var(--mut);font-size:.95rem}
/* steps */
.steps{list-style:none;padding:0;margin:22px 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;border-top:4px solid var(--red)}
.steps p{margin:.2em 0;color:var(--mut)}
/* faq */
.faq{border:1px solid var(--line);border-radius:var(--r);margin:10px 0;background:#fff}
.faq summary{cursor:pointer;padding:16px 18px;font-weight:700;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--red);font-size:1.3rem;line-height:1}
.faq[open] summary::after{content:"–"}
.faq p{margin:0;padding:0 18px 16px;color:var(--mut)}
dl.values dt{font-weight:800;color:var(--red-d);margin-top:14px}
dl.values dd{margin:2px 0 0}
address{font-style:normal;background:var(--soft);border-left:4px solid var(--red);padding:16px 20px;border-radius:8px;margin:16px 0}
/* footer */
.site-footer{background:var(--ink);color:#c9ced8;padding:44px 0 18px;margin-top:30px}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{text-decoration:underline}
.site-footer h2{font-size:1rem;color:#fff;margin:0 0 10px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin:6px 0}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
.brand-f{font-size:1.3rem;font-weight:800;color:#fff;margin:0 0 8px}
.legal{border-top:1px solid #384056;margin-top:28px;padding-top:14px;font-size:.85rem}
@media (max-width:900px){
  .fgrid{grid-template-columns:1fr 1fr}
  .burger{display:block;margin-left:auto;cursor:pointer;padding:14px 6px}
  .burger span,.burger span::before,.burger span::after{display:block;width:24px;height:3px;background:var(--ink);border-radius:2px;position:relative}
  .burger span::before,.burger span::after{content:"";position:absolute;left:0}
  .burger span::before{top:-8px}.burger span::after{top:8px}
  .main-nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);margin:0;padding:8px 20px 16px}
  .main-nav ul{flex-direction:column}
  .nav-toggle:checked~.main-nav{display:block}
  .bar .btn.small{display:none}
}
@media (max-width:520px){.fgrid{grid-template-columns:1fr}.hero.home{padding:56px 0}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
/* v2 additions */
.hero{position:relative;overflow:hidden}
.hero>.wrap{position:relative;z-index:2}
.hero h1{max-width:26ch}
.hero.home .slides{position:absolute;inset:0;z-index:0}
.hero.home .slides div{position:absolute;inset:0;background-size:cover;background-position:center;opacity:0;animation:fade 30s infinite}
.hero.home::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(100deg,rgba(168,24,42,.94) 0,rgba(207,32,48,.82) 55%,rgba(207,32,48,.55) 100%)}
@keyframes fade{0%{opacity:0}4%{opacity:1}20%{opacity:1}24%{opacity:0}100%{opacity:0}}
.trust{border-bottom:1px solid var(--line);background:#fff}
.trust .wrap{display:flex;flex-wrap:wrap;gap:28px;align-items:center;justify-content:center;padding:22px 0}
.trust img{height:72px;width:auto;object-fit:contain}
.media{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;margin:10px 0 24px;align-items:center}
.media img{width:100%;height:auto;border-radius:10px;border:1px solid var(--line)}
.banner{width:100%;max-width:720px;height:auto;border-radius:10px;border:1px solid var(--line)}
.split{display:grid;grid-template-columns:1.6fr 1fr;gap:32px;align-items:center}
.logo-box{text-align:center}.logo-box img{max-width:260px;width:100%;height:auto;border-radius:20px}
.seal{margin-top:12px;background:#fff;border-radius:50%;padding:4px}
.tag{display:inline-block;background:#fde8ea;color:var(--red-d);font-size:.75rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;padding:3px 10px;border-radius:999px}
.post-card h3{margin:.6em 0 .3em}
.meta{color:var(--mut);font-size:.9rem}
.lead2{font-size:1.2rem;color:var(--mut)}
.cta-box{background:var(--soft);border-left:4px solid var(--red);border-radius:10px;padding:8px 22px 18px;margin:32px 0}
.src{font-size:.92rem}
@media (max-width:760px){.split{grid-template-columns:1fr}.trust img{height:56px}}
/* PA additions */
@keyframes fade2{0%{opacity:0}8%{opacity:1}48%{opacity:1}56%{opacity:0}100%{opacity:0}}
.media-row img{height:auto;width:100%;max-width:300px;border-radius:10px;border:1px solid var(--line)}
.trust .media-row{gap:20px}

.brand .logo{height:36px;width:auto;display:block}
.brand-f .logo{height:40px;width:auto;background:#fff;padding:5px 10px;border-radius:8px;display:block;margin-bottom:8px}
.brand-f{display:block}
.trust img.bni-logo{height:64px}